Investment Analysis — 107 Bluff Ave

Swansea, MA 02777

Based on HUD Small Area Fair Market Rent for Providence-Fall River, RI-MA HUD Metro FMR Area, a 1-bedroom in 02777 carries an estimated $1,520/mo in gross rent — about a 2.99% cap rate and $10,465/yr in estimated NOI at the $350,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

536

Style

Single Family

Built

1940

Charming coastal cottage offering the perfect opportunity for a couple or one-person household looking for a comfortable, low-maintenance home near the beach. This cozy 1-bedroom, 1-full-bath home features an open floor plan with wood flooring throughout the main living area, tile in the kitchen and bathroom, and carpeting in the bedroom. The full kitchen includes a gas stove, refrigerator, and microwave, with a dishwasher hookup available for future installation.The bathroom has been updated with a new bathtub featuring Jacuzzi-style features and a shower. Numerous recent improvements include brand-new Andersen windows and doors, along with a new roof on both the house and detached single-car garage. It has a fenced-in yard and a partial view of the ocean. Conveniently located just minutes from the town beach, this cottage offers an excellent opportunity to enjoy the coastal lifestyle while keeping things simple and manageable. Plus no Flood Insurance on this house.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 268 sq ft (the lesser of 900 sq ft or half the 536 sq ft principal dwelling).

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.