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120 Library Street #120 Chelsea — Photo 1 of 32

120 Library Street #120 Chelsea — Photo 1 of 32

$419,900

Investment Analysis — 120 Library Street #120

Chelsea, MA 02150

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 2-bedroom in 02150 carries an estimated $2,630/mo in gross rent — about a 3.60% cap rate and $15,118/yr in estimated NOI at the $419,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

2

Baths

1

SqFt

804

Style

Condominium

Built

2007

Welcome to Chelsea's Box District! Built in 2007, this fantastic and move-in ready bi-level townhouse in the heart of Chelsea is the perfect opportunity for first-time buyers or families looking to stay in the city while keeping homeownership affordable. The main level features a bright, open-concept layout with a spacious living room, dining area, and granite kitchen with gas cooking. Dining room leads you onto your very own private outdoor deck—the perfect spot to enjoy your morning coffee or unwind after a long day. The lower level offers two bedrooms, a full bathroom, and a convenient laundry area, with easy walk-out access to your assigned parking space. No carpets to worry about here—beautiful hardwood flooring runs throughout the unit, along with plenty of closet space for all your storage needs. Enjoy a low condo fee, a residential tax exemption for owner/occupants, gas heating, central air and an unbeatable commuter location with easy access to highways, commuter rail, Silver Line, public transportation, schools, city hall, library, restaurants, shopping, and everything this thriving city has to offer. Truly a commuter’s dream! Come see for yourself at our open houses this weekend on Saturday and Sunday, 10/3 and 10/4 from 12:00-2:00 pm. (some photos have been virtually staged)

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$419,900
Annual Taxes$4,260
HOA Fee$384

Parking

Garage0
Off-Street1

Interior Specifications

Total Rooms4
FireplacesNone
FlooringHardwood
BasementY

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
Roof--
Foundation--
ZoningI

Property & Lot

Acres--
SqFt Lot--
Lot Features--

Amenities & Appliances

Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Park • Medical Facility • Laundromat • Highway Access

Geography

Floorplan Breakdown

Structural Layout

First
Living RoomDining RoomKitchen
Basement
Primary BedroomBedroom 2Bathroom 1
Living Room
Lvl First

12.083333333 x 15.25

Flooring - Hardwood, Recessed Lighting

Dining Room
Lvl First

9 x 8.25

Flooring - Hardwood

Kitchen
Lvl First

9.25 x 7.916666666

Flooring - Hardwood

Primary Bedroom
Lvl Basement

9.416666666 x 12.916666666

Flooring - Hardwood

Bedroom 2
Lvl Basement

8.916666666 x 12.916666666

Bathroom 1
Lvl Basement

8.166666666 x 5

Property History

Listed
$419,900

Oct 1, 2026

MLS® 73585489

Sold
$145,000

Feb 24, 2011

MLS® 71112838

Listed
$159,000

Jul 22, 2010

MLS® 71112838

Expired
$194,500

Apr 7, 2010

MLS® 71016171

Listed
$194,500

Jan 7, 2010

MLS® 71016171

Listing Provided By

Listing Agent: Nidia Peguero

Listing Office: Century 21 North East

MLS® Number: 73585489