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2118 Main St Chatham — Photo 1 of 33

2118 Main St Chatham — Photo 1 of 33

$1,399,000

Investment Analysis — 2118 Main St

Chatham, MA 02633

Based on HUD Small Area Fair Market Rent for Barnstable Town, MA MSA, a 4-bedroom in 02633 carries an estimated $3,400/mo in gross rent — about a 1.90% cap rate and $26,637/yr in estimated NOI at the $1,399,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

2,670

Style

Single Family

Built

1929

Set high above Main Street/Route 28, this spacious Chatham home offers a rare combination of privacy, natural beauty, and investment potential on 0.82 acres. Ideal as a vacation home, year-round retreat, or sought-after investment property, this special residence offers exceptional flexibility in one of Cape Cod’s most desirable destinations. At the heart of the home is a gourmet kitchen designed for gathering, featuring a Wolf range, warming drawer, granite countertops, and oversized center island, flowing seamlessly into open living and dining spaces. The primary suite offers a generous walk-in closet and luxurious en-suite bath, while three additional bedrooms accommodate family, guests, or rental use. A welcoming porch and wraparound decks overlook the serene backyard, where abundant birds and wildlife create a private retreat. An outbuilding provides storage or workshop space. Amenities include central A/C, Jotul wood stove, tankless water heater, natural gas grill, and town sewer. An unfinished partial walkout basement offers additional potential. A rare opportunity to own a peaceful Chatham sanctuary and highly desirable Cape Cod investment.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,670 sq ft principal dwelling). Lot size: 35,682 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$1,399,000
Annual Taxes$4,371

Parking

Garage0
Off-Street5

Interior Specifications

Total Rooms8
FireplacesNone
Flooring--
BasementPartial, Walk-Out Access, Interior Entry, Unfinished

Climate & Utilities

HeatingForced Air, Natural Gas, Wood Stove
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
RoofAsphalt/Composition Shingles
FoundationConcrete Perimeter, Block
ZoningR20

Property & Lot

Acres0.82
SqFt Lot35,682
Lot FeaturesGentle Sloping

Amenities & Appliances

Tankless Water Heater

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2Bathroom 3
First
Living RoomKitchenFamily RoomBathroom 1
Living Room
Lvl First

Wood / Coal / Pellet Stove, Flooring - Wood, French Doors, Open Floorplan

Kitchen
Lvl First

Bathroom - Half, Flooring - Wood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Wet Bar, Recessed Lighting, Gas Stove

Family Room
Lvl First

Flooring - Wood

Primary Bedroom
Lvl Second

Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Wall to Wall Carpet

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bedroom 4
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bathroom 1
Lvl First

Bathroom - Half, Dryer Hookup - Electric, Washer Hookup

Bathroom 2
Lvl Second

Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub

Listing Provided By

Listing Agent: Marcie Smith

Listing Office: Gibson Sotheby's International Realty

MLS® Number: 73585978