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288 Saint James Ave Springfield — Photo 1 of 41

288 Saint James Ave Springfield — Photo 1 of 41

Recent Drop: $40,000

$439,900
$399,900

$399,900

Investment Analysis — 288 Saint James Ave

Springfield, MA 01109

Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 7-bedroom in 01109 carries an estimated $2,360/mo in gross rent — about a 4.69% cap rate and $18,737/yr in estimated NOI at the $399,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

7

Baths

3.5

SqFt

3,238

Style

Single Family

Built

1901

Beautifully maintained historic home with three finished levels, completely updated top to bottom. A covered front porch leads into a grand foyer with soaring ceilings, refinished inlay hardwood floors, and stunning original woodwork. The main level offers a living room with fireplace, private office or library, formal dining room, and all-new kitchen with stainless appliances, granite counters, high-end cabinetry, and half bath. The second floor features four bedrooms and office — one with a fireplace and access to a private covered porch — two all-new full baths, double vanity, and stackable laundry. The third floor adds three more bedrooms, refinished hardwood floors, full bath, and bonus flex space. Major updates include new driveway, updated plumbing, rewired electrical, new boiler, new water heater, new fixtures throughout, and fresh paint from top to bottom. Detached two-car garage and private yard perfect for entertaining or play.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,238 sq ft principal dwelling). Lot size: 8,398 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$449,900
Annual Taxes$2,786

Parking

Garage2
Off-Street8

Interior Specifications

Total Rooms13
Fireplaces4
FlooringTile, Hardwood, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
BasementFull, Interior Entry

Climate & Utilities

HeatingSteam, Natural Gas
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionBrick
RoofShingle
FoundationBrick/Mortar
ZoningR1

Property & Lot

Acres0.19
SqFt Lot8,398
Lot FeaturesLevel

Amenities & Appliances

Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Refrigerator • Freezer

Neighborhood

Public Transportation • Shopping • Park • Golf • Medical Facility • Laundromat

Geography

Floorplan Breakdown

Structural Layout

Third
OfficeBedroom 5
Second
Primary BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2Bathroom 3
First
Living RoomDining RoomKitchenFamily RoomBathroom 1
Living Room
Lvl First

Flooring - Hardwood, Remodeled, Crown Molding, Pocket Door

Dining Room
Lvl First

Flooring - Hardwood, Remodeled, Wainscoting, Crown Molding, Pocket Door, Tray Ceiling(s)

Kitchen
Lvl First

Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Storage, Lighting - Sconce

Office
Lvl Third

Flooring - Hardwood

Family Room
Lvl First

Flooring - Hardwood, Pocket Door

Primary Bedroom
Lvl Second

Closet, Flooring - Hardwood

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Hardwood

Bedroom 4
Lvl Second

Closet, Flooring - Hardwood

Bedroom 5
Lvl Third

Closet, Flooring - Hardwood

Bathroom 1
Lvl First

Bathroom - Half, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Double Vanity, Dryer Hookup - Electric

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - Tiled With Shower Stall

Property History

Price Drop
$399,900

Was $439,900

Sep 24, 2026

MLS® 73525095

Price Drop
$439,900

Was $449,900

Aug 25, 2026

MLS® 73525095

Listed
$449,900

May 27, 2026

MLS® 73525095

Listing Provided By

Listing Agent: Kelsey & Ireland Team

Listing Office: Lock and Key Realty Inc.

MLS® Number: 73525095