
288 Saint James Ave Springfield — Photo 1 of 41
Recent Drop: $40,000
$399,900
Investment Analysis — 288 Saint James Ave
Springfield, MA 01109
Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 7-bedroom in 01109 carries an estimated $2,360/mo in gross rent — about a 4.69% cap rate and $18,737/yr in estimated NOI at the $399,900 list price. Adjust every assumption in the calculator below.
Beds
7
Baths
3.5
SqFt
3,238
Style
Single Family
Built
1901
Beautifully maintained historic home with three finished levels, completely updated top to bottom. A covered front porch leads into a grand foyer with soaring ceilings, refinished inlay hardwood floors, and stunning original woodwork. The main level offers a living room with fireplace, private office or library, formal dining room, and all-new kitchen with stainless appliances, granite counters, high-end cabinetry, and half bath. The second floor features four bedrooms and office — one with a fireplace and access to a private covered porch — two all-new full baths, double vanity, and stackable laundry. The third floor adds three more bedrooms, refinished hardwood floors, full bath, and bonus flex space. Major updates include new driveway, updated plumbing, rewired electrical, new boiler, new water heater, new fixtures throughout, and fresh paint from top to bottom. Detached two-car garage and private yard perfect for entertaining or play.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,238 sq ft principal dwelling). Lot size: 8,398 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Refrigerator • Freezer
Neighborhood
Public Transportation • Shopping • Park • Golf • Medical Facility • Laundromat
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Hardwood, Remodeled, Crown Molding, Pocket Door
Dining Room
Lvl FirstFlooring - Hardwood, Remodeled, Wainscoting, Crown Molding, Pocket Door, Tray Ceiling(s)
Kitchen
Lvl FirstPantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Storage, Lighting - Sconce
Office
Lvl ThirdFlooring - Hardwood
Family Room
Lvl FirstFlooring - Hardwood, Pocket Door
Primary Bedroom
Lvl SecondCloset, Flooring - Hardwood
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondCloset, Flooring - Hardwood
Bedroom 4
Lvl SecondCloset, Flooring - Hardwood
Bedroom 5
Lvl ThirdCloset, Flooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Half, Flooring - Stone/Ceramic Tile
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Double Vanity, Dryer Hookup - Electric
Bathroom 3
Lvl SecondBathroom - Full, Bathroom - Tiled With Shower Stall
Property History
$399,900
Was $439,900
Sep 24, 2026
MLS® 73525095
$439,900
Was $449,900
Aug 25, 2026
MLS® 73525095
$449,900
May 27, 2026
MLS® 73525095
Listing Agent: Kelsey & Ireland Team
Listing Office: Lock and Key Realty Inc.
MLS® Number: 73525095








