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454 Eliot St Milton — Photo 1 of 24

454 Eliot St Milton — Photo 1 of 24

$779,000

Investment Analysis — 454 Eliot St

Milton, MA 02186 — Columbine/Cliff Neighborhood

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 2-bedroom in 02186 carries an estimated $2,560/mo in gross rent — about a 1.89% cap rate and $14,738/yr in estimated NOI at the $779,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

2

Baths

1.5

SqFt

1,206

Style

Single Family

Built

1948

Shelter. Home. They are not always the same thing. But here, what’s necessary and what’s intimate are built into one floor living on a sizable lot at the gateway of the Columbine/Cliff neighborhood. This mid-century ranch has never asked for more than it needed. Two bedrooms, 1.5 baths, 1,200 square feet arranged with the kind of clarity that comes from a floor plan actually lived in. Every room in its right place. A walk-up attic is storage today. It could be more, if someone decides it should be. A screened porch looks out over a private yard and 13,000 sf lot where green space and solitude go hand in hand. Garden or structure to your heart’s content or just admire with a good book being the primary focus. Recent roof and central air have you off to a great start. For the downsizer or small household, it's complete as it stands. For the next owner with ambition and a dream, it's an invitation. Either way, the shelter is already here, and a home is what you will imagine and create.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 603 sq ft (the lesser of 900 sq ft or half the 1,206 sq ft principal dwelling). Lot size: 13,543 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$779,000
Annual Taxes$8,609

Parking

Garage1
Off-Street3

Interior Specifications

Total Rooms5
Fireplaces1
Flooring--
BasementCrawl Space

Climate & Utilities

HeatingForced Air, Oil
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRC

Property & Lot

Acres0.31
SqFt Lot13,543
Lot Features--

Amenities & Appliances

Water Heater • Range • Dishwasher • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Walk/Jog Trails • Bike Path • T-Station • Sidewalks

Geography

Floorplan Breakdown

Structural Layout

First
Living RoomDining RoomKitchenPrimary BedroomBedroom 2Bathroom 1Bathroom 2
Living Room
Lvl First

Flooring - Hardwood, Flooring - Wall to Wall Carpet

Dining Room
Lvl First

Closet/Cabinets - Custom Built, Flooring - Hardwood

Kitchen
Lvl First

Flooring - Vinyl, Dining Area

Primary Bedroom
Lvl First

Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead

Bedroom 2
Lvl First
Bathroom 1
Lvl First

Bathroom - Half, Flooring - Hardwood, Lighting - Sconce

Bathroom 2
Lvl First

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Lighting - Sconce

Listing Provided By

Listing Agent: Julianne Bridgeman

Listing Office: Ceres Real Estate

MLS® Number: 73584152