Investment Analysis — 85 Seneca Street

Lowell, MA 01852 — South Lowell

Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 8-bedroom in 01852 carries an estimated $2,860/mo in gross rent — about a 3.16% cap rate and $18,940/yr in estimated NOI at the $599,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

4,025

Style

Single Family

Built

1920

Spacious single-family home located in the desirable South Lowell area, offering convenient access to highways, schools, and local amenities. This property features 12 rooms, including 8 bedrooms, 2 full bathrooms, a 2-car garage, and a large driveway accommodating 8+ vehicles. Enjoy a level backyard and a generously sized storage shed, ideal for additional storage or hobbies.Recent updates include two gas heating systems, central air conditioning on the upper level, a gas hot water tank, and renovated bathrooms.This must-see property offers endless possibilities, including potential two-family conversion or addition of an ADU, subject to buyer and buyer’s agent due diligence and all required approvals.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 4,025 sq ft principal dwelling). Lot size: 10,890 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.