Investment Analysis — 9 Cross St

Fitchburg, MA 01420

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 4-bedroom in 01420 carries an estimated $2,500/mo in gross rent — about a 4.85% cap rate and $19,389/yr in estimated NOI at the $399,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

1,902

Style

Single Family

Built

1920

SELLER SAYS SELL! Just minutes from major highways and within walking distance of the commuter rail station, this move-in ready 4-bedroom, 2-bathroom home checks every box: updated systems, conveniently located, designed for easy living with room to grow. Tastefully updated throughout, it offers generous room sizes, thoughtful finishes, and a functional layout. The main level features an expansive kitchen with abundant cabinet and counter space, a large center island, spacious dining area, large living room, convenient first-floor laundry, and a first-floor bedroom, ideal for guests, a home office, or single-level living. Upstairs are three additional bedrooms, including the primary, along with a second full bath. Beautiful hardwood flooring and upgraded lighting fixtures add a polished finishing touch. Outside, enjoy a large fenced-in yard offering privacy and space for recreation and entertaining and ample off-street parking. Major updates include a 2017 roof, new electrical and plumbing, a 2021 heating system, and three heating zones. Commuter-friendly and close to shopping, schools, restaurants, and parks, this one is ready to call home and priced to sell fast. Schedule your showing today!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,902 sq ft principal dwelling). Lot size: 6,216 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.