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92 Federal  Street #B Newburyport — Photo 1 of 40

92 Federal Street #B Newburyport — Photo 1 of 40

$2,350,000

Investment Analysis — 92 Federal Street #B

Newburyport, MA 01950

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01950 carries an estimated $3,080/mo in gross rent — about a 0.88% cap rate and $20,795/yr in estimated NOI at the $2,350,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

3.5

SqFt

2,600

Style

Condominium

Built

2026

A new home with the soul of an 1800s residence, set on one of Newburyport’s most romantic addresses—Federal Street, just a block away from downtown, the Tannery, and the waterfront. From the street, the home blends beautifully with its 19th-century neighbors, featuring clapboard siding, a graceful bay front, deep window casings, leaded-glass sidelights, and a mahogany-paneled door. Inside, every system, window, and inch of insulation behind the historically inspired millwork is entirely new. The first floor unfolds in one warm, open sequence. A fireplaced living room features a barrel-arched bay window, coffered ceiling, and full-height wainscoting. Wide-plank hardwood floors lead to a kitchen, designed for gathering, with a walnut island seating six, quartz counters, a farmhouse sink, herringbone backsplash, pot filler, Thermador gas range, custom walnut hood, and detailed tray ceiling. The dining area opens through French doors to the deck. A shiplap-lined mudroom and powder room sit conveniently off the side entry. Upstairs, a barrel-vaulted entrance with a wood-paneled ceiling creates a dramatic transition into the primary suite and recalls the home’s historic inspiration. The suite includes a tray ceiling, generous walk-in closet, and marble bath with a glass-enclosed shower. The buyer may select the primary bedroom wallpaper*, making the space entirely their own. Additional bedrooms and a family bath complete the second floor.The third floor offers another room, a full bath with a walk-in shower, and built-in storage beneath the eaves—an ideal private retreat. The basement is a blank canvas, to be finished according to the buyer’s design*, with luxury vinyl flooring—ready for a media room, gym, playroom, or other use. New construction rarely offers this much character, craftsmanship, and soul in such an exceptional location.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$2,350,000
Annual Taxes$999
HOA Fee$524.6

Parking

Garage0
Off-Street2

Interior Specifications

Total Rooms7
Fireplaces1
FlooringWood, Tile, Laminate, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
BasementY

Climate & Utilities

HeatingCentral, Natural Gas, Hydro Air, ENERGY STAR Qualified Equipment
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
Foundation--
Zoningres

Property & Lot

Acres--
SqFt Lot--
Lot Features--

Amenities & Appliances

Range • Dishwasher • Disposal • Microwave • Refrigerator

Neighborhood

Public Transportation • Shopping • Park • Bike Path • House of Worship

Geography

Floorplan Breakdown

Structural Layout

Third
Bedroom 3
Second
Primary BedroomBedroom 2Bathroom 2Bathroom 3
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First

14 x 17.5

Flooring - Hardwood, Window(s) - Bay/Bow/Box, Window(s) - Stained Glass, Chair Rail, Archway, Crown Molding

Dining Room
Lvl First

14.5 x 15.8

Flooring - Hardwood, Crown Molding

Kitchen
Lvl First

14.1 x 17.5

Flooring - Hardwood, Countertops - Stone/Granite/Solid, Gas Stove, Lighting - Pendant, Crown Molding, Tray Ceiling(s)

Primary Bedroom
Lvl Second

18.4 x 11

Bathroom - Double Vanity/Sink, Beamed Ceilings, Coffered Ceiling(s), Flooring - Hardwood, Recessed Lighting, Crown Molding, Tray Ceiling(s)

Bedroom 2
Lvl Second

9.11 x 12.4

Bedroom 3
Lvl Third

12.4 x 12.6

Bathroom - 3/4, Flooring - Hardwood, French Doors

Bathroom 1
Lvl First

9.4 x 5.6

Bathroom - Half, Flooring - Wood

Bathroom 2
Lvl Second

9.1 x 8.1

Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Bathroom 3
Lvl Second

7.6 x 8.3

Listing Provided By

Listing Agent: Person + Person Group

Listing Office: William Raveis Real Estate

MLS® Number: 73579669