
95 Mill Street Dunstable — Photo 1 of 40
$687,000
Investment Analysis — 95 Mill Street
Dunstable, MA 01827
Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 3-bedroom in 01827 carries an estimated $2,870/mo in gross rent — about a 2.78% cap rate and $19,124/yr in estimated NOI at the $687,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1.5
SqFt
2,350
Style
Single Family
Built
1900
THE SWALLOW HOUSE — A TIMELESS ANTIQUE COLONIAL. This warm and welcoming Arts & Crafts Mission-style antique colonial set along an open, picturesque country road. Lovingly maintained, this distinctive property retains many of its original details and craftsmanship, offering a wonderful blend of character, history, and functionality. An inviting open foyer with French doors leads to the living room, featuring a beautiful center fireplace. Formal dining room with access to the front porch. The charming breakfast room is a true highlight, showcasing the original 1905 Glenwood Model E woodstove and providing a cozy gathering space adjoining the galley kitchen. The 24 x 30 three-story barn. The barn's first floor is open to the second-floor loft, creating a versatile space with endless possibilities. Outside, an open lower level provides three tractor stalls and additional storage. A special property with a story to tell, the Swallow House offers the rare opportunity to own an antique home where original character, craftsmanship, and country charm remain beautifully intact.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,350 sq ft principal dwelling). Lot size: 87,120 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Refrigerator • Washer • Dryer
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First21 x 12
Flooring - Hardwood, French Doors, Open Floorplan, Decorative Molding
Dining Room
Lvl First13 x 10
Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors
Kitchen
Lvl First14 x 6
Washer Hookup
Office
Lvl Second13 x 4
Flooring - Hardwood
Primary Bedroom
Lvl Second14 x 11
Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood
Bedroom 2
Lvl Second13 x 9
Bedroom 3
Lvl Second13 x 11
Ceiling Fan(s), Closet, Flooring - Hardwood
Bathroom 1
Lvl First2 x 7
Bathroom - Half
Bathroom 2
Lvl Second8 x 6
Bathroom - Full, Bathroom - With Shower Stall
Bathroom 3
Lvl SecondListing Agent: Janet Cramb
Listing Office: LAER Realty Partners / Janet Cramb & Company
MLS® Number: 73580769
