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95 Mill Street Dunstable — Photo 1 of 40

95 Mill Street Dunstable — Photo 1 of 40

$687,000

Investment Analysis — 95 Mill Street

Dunstable, MA 01827

Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 3-bedroom in 01827 carries an estimated $2,870/mo in gross rent — about a 2.78% cap rate and $19,124/yr in estimated NOI at the $687,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1.5

SqFt

2,350

Style

Single Family

Built

1900

THE SWALLOW HOUSE — A TIMELESS ANTIQUE COLONIAL. This warm and welcoming Arts & Crafts Mission-style antique colonial set along an open, picturesque country road. Lovingly maintained, this distinctive property retains many of its original details and craftsmanship, offering a wonderful blend of character, history, and functionality. An inviting open foyer with French doors leads to the living room, featuring a beautiful center fireplace. Formal dining room with access to the front porch. The charming breakfast room is a true highlight, showcasing the original 1905 Glenwood Model E woodstove and providing a cozy gathering space adjoining the galley kitchen. The 24 x 30 three-story barn. The barn's first floor is open to the second-floor loft, creating a versatile space with endless possibilities. Outside, an open lower level provides three tractor stalls and additional storage. A special property with a story to tell, the Swallow House offers the rare opportunity to own an antique home where original character, craftsmanship, and country charm remain beautifully intact.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,350 sq ft principal dwelling). Lot size: 87,120 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$687,000
Annual Taxes$7,050

Parking

Garage1
Off-Street2

Interior Specifications

Total Rooms6
Fireplaces1
FlooringWood, Flooring - Hardwood
BasementPartial, Interior Entry, Concrete

Climate & Utilities

HeatingSteam, Oil
CoolingNone
WaterPrivate
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
ZoningRes

Property & Lot

Acres2
SqFt Lot87,120
Lot FeaturesWooded, Cleared, Gentle Sloping, Level

Amenities & Appliances

Water Heater • Range • Refrigerator • Washer • Dryer

Geography

Floorplan Breakdown

Structural Layout

Second
OfficePrimary BedroomBedroom 2Bedroom 3Bathroom 2Bathroom 3
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First

21 x 12

Flooring - Hardwood, French Doors, Open Floorplan, Decorative Molding

Dining Room
Lvl First

13 x 10

Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors

Kitchen
Lvl First

14 x 6

Washer Hookup

Office
Lvl Second

13 x 4

Flooring - Hardwood

Primary Bedroom
Lvl Second

14 x 11

Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood

Bedroom 2
Lvl Second

13 x 9

Bedroom 3
Lvl Second

13 x 11

Ceiling Fan(s), Closet, Flooring - Hardwood

Bathroom 1
Lvl First

2 x 7

Bathroom - Half

Bathroom 2
Lvl Second

8 x 6

Bathroom - Full, Bathroom - With Shower Stall

Bathroom 3
Lvl Second
Listing Provided By

Listing Agent: Janet Cramb

Listing Office: LAER Realty Partners / Janet Cramb & Company

MLS® Number: 73580769