Investment Analysis — 14 Sugarloaf St

Deerfield, MA 01373

Based on HUD Small Area Fair Market Rent for Franklin County, MA, a 1-bedroom in 01373 carries an estimated $1,450/mo in gross rent — about a 2.10% cap rate and $9,840/yr in estimated NOI at the $469,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

1.5

SqFt

1,400

Style

Single Family

Built

1920

Completely remodeled and sporting an open, flexible floor plan is this 4 room,1 bedroom, 1.5 bath cottage. Located in a prime downtown location - only 5 minutes to Deerfield Academy - and within walking distance of local restaurants, school and library its an attractive option for those looking to balance work & leisure effectively. Offering 2 parking spaces with a cozy back yard patio - a lovely location to work and play given it's commercial zoning. The open floor plan sports a fully applianced kitchen/DA, living room with double sided gas fireplace, office and half bath on the first floor with spacious bedroom, 3/4 bath and laundry on the second floor. Amenities are many and include custom built-ins, pine floors, shiplap detail and more! This meticulously remodeled cottage stands out as a matchless residence that marries modern living with classic appeal. Its combination of thoughtful design elements & prime location make it the ideal place to hang your hat!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 700 sq ft (the lesser of 900 sq ft or half the 1,400 sq ft principal dwelling). Lot size: 3,484 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.