Investment Analysis — 20 Charlton St

Sturbridge, MA 01566 — Sturbridge Common

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 2-bedroom in 01566 carries an estimated $2,300/mo in gross rent — about a 3.84% cap rate and $15,179/yr in estimated NOI at the $395,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

1.5

SqFt

1,166

Style

Single Family

Built

1840

Historic charm meets modern comfort in this beautifully updated 19th-century home! Built circa 1845 and thoughtfully renovated from top to bottom within the past five years, this distinctive property combines period character with today’s amenities. Ideally located at the end of a landmark street just off Historic Sturbridge Common, the home offers a rare combination of walkability and privacy, with conservation land bordering the property. Enjoy easy access to the Sturbridge Common, library, seasonal farmers’ markets, concerts, and the nearby Publick House Restaurant & Bake Shop.A unique opportunity to enjoy the character of a historic village setting with the comfort, privacy, and convenience of a fully updated home.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 583 sq ft (the lesser of 900 sq ft or half the 1,166 sq ft principal dwelling). Lot size: 5,663 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.