Investment Analysis — 20 Pine St

Newburyport, MA 01950 — Joppa

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01950 carries an estimated $3,390/mo in gross rent — about a 0.78% cap rate and $23,384/yr in estimated NOI at the $2,999,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

3.5

SqFt

3,350

Style

Single Family

Built

1870

An exquisite renovation on a quiet, tree-lined street in Newburyport’s South End. Your patience has paid off. This is a rare opportunity to collaborate with a renowned local builder and design team on their latest project. Act early to personalize your home with a choice of either a three- or four-bedroom second-floor layout, along with several thoughtfully curated design packages featuring cabinetry, tile, and lighting selections. Looking for additional living space? Explore options for a lower-level bedroom and full bath while customization opportunities are still available. Explore Newburyport's many shops, restaurants and galleries as well as area marinas, beaches and parks. Don't miss the chance to make this exceptional home uniquely yours. Expected completion Spring 2027.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,350 sq ft principal dwelling). Lot size: 6,534 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.