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23 Germain St Worcester — Photo 1 of 42

23 Germain St Worcester — Photo 1 of 42

$998,000

Investment Analysis — 23 Germain St

Worcester, MA 01602 — Hammond Heights

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 8-bedroom in 01602 carries an estimated $3,080/mo in gross rent — about a 1.78% cap rate and $17,807/yr in estimated NOI at the $998,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

8

Baths

4

SqFt

5,560

Style

Single Family

Built

1901

The amazing Thomas Brown House is a magnificent and historic residence in Worcester's West Side, offering 5,500+ sq ft of flexible living space in the Hammond Heights neighborhood near Elm Park. This Colonial Revival features 17 rooms, 8+ bedrooms, 4 full baths, two kitchens, 5 fireplaces, a detached two-car garage, and seven, off-street parking spaces. The old world charm meets full modern updates in this elegant and impressive space. The architectural details include crown mouldings, raised paneled walls, beamed ceilings, pocket doors, arched doorways, built-ins, stained glass, decorative windows, wainscoting, ceramic tile, hardwood floors, and more. In a highly desirable neighborhood with limited large-format inventory, this is a rare chance to acquire a substantial Worcester asset with meaningful versatility and multiple paths to value creation. Recorded as a two family, yet currently used as a single family residence, the property supports coliving-style configurations and presents a compelling opportunity for investors, owner-operators, and buyers seeking flexible residential use. The scale, room count, parking, and dual-kitchen layout create a strong foundation for your luxurious lifestyle, whether for a single family household, or shared living arrangement, or for other income-oriented strategies, in accordance with RL-7 zoning.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 5,560 sq ft principal dwelling). Lot size: 8,787 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$975,000
Annual Taxes$10,283

Parking

Garage2
Off-Street7

Interior Specifications

Total Rooms17
Fireplaces5
FlooringTile, Vinyl, Hardwood, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
BasementFull, Walk-Out Access, Interior Entry, Bulkhead, Sump Pump, Concrete

Climate & Utilities

HeatingElectric Baseboard, Steam, Natural Gas, Pellet Stove
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter, Stone, Brick/Mortar
ZoningRL-7

Property & Lot

Acres0.2
SqFt Lot8,787
Lot FeaturesLevel

Amenities & Appliances

Gas Water Heater • Electric Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Public School • University

Geography

Floorplan Breakdown

Structural Layout

Third
Bedroom 5
Second
Primary BedroomBedroom 3Bedroom 4Bathroom 2Bathroom 3
First
Living RoomDining RoomKitchenFamily RoomBedroom 2Bathroom 1
Living Room
Lvl First

15 x 17

Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Decorative Molding, Pocket Door

Dining Room
Lvl First

14 x 18

Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Wainscoting, Lighting - Overhead, Crown Molding, Decorative Molding, Pocket Door

Kitchen
Lvl First

14 x 15

Ceiling Fan(s), Window(s) - Stained Glass, Countertops - Upgraded, Breakfast Bar / Nook, High Speed Internet Hookup, Stainless Steel Appliances, Lighting - Pendant

Family Room
Lvl First

15 x 17

Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Crown Molding

Primary Bedroom
Lvl Second

15 x 17

Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Decorative Molding

Bedroom 2
Lvl First

12 x 13

Bedroom 3
Lvl Second

14 x 19

Fireplace, Ceiling Fan(s), Closet, Flooring - Hardwood

Bedroom 4
Lvl Second

12 x 13

Fireplace, Ceiling Fan(s), Closet, Flooring - Hardwood

Bedroom 5
Lvl Third

12 x 13

Ceiling Fan(s), Closet, Flooring - Hardwood

Bathroom 1
Lvl First

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Tiled With Tub & Shower

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen

Property History

Price Increase
$998,000

Was $975,000

Aug 18, 2026

MLS® 73493544

Listed
$975,000

Apr 1, 2026

MLS® 73493544

Listing Provided By

Listing Agent: Sandra J. Edwards

Listing Office: Edwards Real Estate

MLS® Number: 73493544