Investment Analysis — 25 Bear Hill Rd

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 2.94% cap rate and $12,308/yr in estimated NOI at the $418,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

1.5

SqFt

1,637

Style

Single Family

Built

1990

This might be the one you've been waiting for, 25 Bear Hill Rd has been refreshed with fresh paint, updated flooring and thoughtful improvements throughout that make it easy to settle right in. Offering 3 bedrooms and 1.5 baths as well as an extra bonus living space a spacious family room with a pocket door, imagine movie nights, game days, a playroom, or just a cozy spot to unwind. A cozy kitchen with sliding glass doors to your back covered porch, formal dining room and a living room with a fireplace complete the first floor. Upstairs has the 3 bedrooms as well as the full bathroom. Outside there's a great yard with room to enjoy the seasons. Tucked into an established Gardner neighborhood with Route 2, shopping, dining and everyday essentials close by. It's warm, welcoming and ready for you to make it home. The roof, siding and windows are new as of 2020

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 819 sq ft (the lesser of 900 sq ft or half the 1,637 sq ft principal dwelling). Lot size: 13,851 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.