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900 Clark St Gardner — Photo 1 of 41

900 Clark St Gardner — Photo 1 of 41

$440,000

Investment Analysis — 900 Clark St

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 2.79% cap rate and $12,272/yr in estimated NOI at the $440,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2

SqFt

1,469

Style

Single Family

Built

1988

Welcome Home! This charming Cape offers the perfect blend of privacy, comfort, and functionality. Set back from the road on nearly an acre of land, the property provides a peaceful setting with plenty of room to enjoy both indoor and outdoor living. Step onto the inviting farmer’s porch and take in the tranquil surroundings. Inside, the first floor features a comfortable bedroom, full bathroom with granite countertop, spacious kitchen with a center island, dining room, and welcoming living room. The layout provides plenty of space for everyday living as well as entertaining family and friends. Upstairs, you’ll find two generously sized bedrooms, a dedicated home office, and a second full bathroom. Whether you need space for family, guests, or working from home, this flexible floor plan offers plenty of possibilities. Outside, the large backyard provides room to relax, entertain, garden, or simply enjoy the privacy of your nearly one-acre lot. A spacious deck offers the ideal spot for summer gatherings, while the storage shed provides convenient space for tools and outdoor equipment. A kennel is also included for your four-legged companions.Additional features include mini-split heating and cooling installed in June 2019 and wiring for a generator. Title V has passed. With its private setting, versatile floor plan, generous outdoor space, and convenient features, this Cape is ready for its next owner to make it home. Don’t miss your opportunity to see all this property has to offer!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 735 sq ft (the lesser of 900 sq ft or half the 1,469 sq ft principal dwelling). Lot size: 42,727 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

No longer available to tour

Property Details

Financials

Original Price$440,000
Annual Taxes$5,968

Parking

Garage0
Off-Street10

Interior Specifications

Total Rooms7
FireplacesNone
FlooringWood, Tile, Carpet
BasementFull

Climate & Utilities

HeatingBaseboard, Oil, Ductless
CoolingDuctless
WaterPrivate
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningR2

Property & Lot

Acres0.98
SqFt Lot42,727
Lot FeaturesWooded

Amenities & Appliances

Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Walk/Jog Trails • Golf • Medical Facility • Bike Path

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bathroom 2
First
Dining RoomKitchenBedroom 3Bathroom 1
Main,First
Living Room
Living Room
Lvl Main,First

22 x 11

Flooring - Hardwood, Exterior Access

Dining Room
Lvl First

11 x 11

Flooring - Hardwood

Kitchen
Lvl First

15 x 11

Flooring - Wood, Kitchen Island, Remodeled

Primary Bedroom
Lvl Second

12 x 18

Ceiling Fan(s), Closet, Flooring - Hardwood

Bedroom 2
Lvl Second

11 x 18

Bedroom 3
Lvl First

12 x 11

Ceiling Fan(s), Closet, Flooring - Hardwood

Bathroom 1
Lvl First

5 x 7

Flooring - Laminate

Bathroom 2
Lvl Second

7 x 7

Flooring - Laminate

Listing Provided By

Listing Agent: Kelly Lagrassa

Listing Office: LAER Realty Partners

MLS® Number: 73583640