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40 W Belmont St Ludlow — Photo 1 of 39

$325,000

Investment Analysis — 40 W Belmont St

Ludlow, MA 01056

Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 3-bedroom in 01056 carries an estimated $2,130/mo in gross rent — about a 4.54% cap rate and $14,740/yr in estimated NOI at the $325,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

1,164

Style

Single Family

Built

1954

Presenting a distinguished single-family residence at 40 W Belmont St, Ludlow, MA. Constructed in 1954, this 1164 square foot property stands as an inviting home, meticulously prepared for immediate occupancy, offering a seamless transition for its next proprietor. The kitchen is thoughtfully appointed with stainless steel appliances and sophisticated stone counters, providing an environment conducive to culinary pursuits and elegant entertaining. This residence encompasses three well-proportioned bedrooms, offering versatile accommodations. A full bathroom serves the home, designed for both functionality and comfort. Complementing the interior, the property features a private yard, offering a tranquil outdoor retreat. The presence of a basement further expands the property's utility and storage capabilities. This meticulously maintained property presents an exceptional opportunity for discerning buyers seeking a ready-to-move-in home in Ludlow.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 582 sq ft (the lesser of 900 sq ft or half the 1,164 sq ft principal dwelling). Lot size: 10,498 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.