Investment Analysis — 401 Whitlow St

New Bedford, MA 02746

Based on HUD Small Area Fair Market Rent for New Bedford, MA HUD Metro FMR Area, a 2-bedroom in 02746 carries an estimated $1,490/mo in gross rent — about a 1.96% cap rate and $9,135/yr in estimated NOI at the $464,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

980

Style

Single Family

Built

1955

Welcome to this lovely ranch offering comfortable one-level living with plenty of additional space! The main level features two generously sized bedrooms, a full bathroom with a relaxing soaking tub, beautiful hardwood floors, central air, and a bright sunroom/dining area perfect for everyday living or entertaining. The fully finished basement provides even more living space, featuring a spacious family room, ¾ bathroom, wet bar, and kitchenette—ideal for entertaining, a man-cave, gym, office or a private retreat. ** Living area does not included finish basement and sunroom. **Step outside and enjoy your own backyard paradise! The above-ground pool features a brand-new liner installed in 2026, surrounded by a large deck perfect for summer gatherings. There is still plenty of grassy yard space for additional entertaining and outdoor activities. A storage shed with electricity adds convenient extra space for tools, equipment, and hobbies. Conveniently located close to major highways and the train station, making commuting and travel a breeze. Don’t want to miss this one! Come take a look and see all this wonderful home has to offer—you won’t be disappointed!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 490 sq ft (the lesser of 900 sq ft or half the 980 sq ft principal dwelling). Lot size: 7,723 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.