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41 Mount Vernon St Lowell — Photo 1 of 28

41 Mount Vernon St Lowell — Photo 1 of 28

Recent Drop: $80,000

$459,900
$379,900

$379,900

Investment Analysis — 41 Mount Vernon St

Lowell, MA 01854

Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 4-bedroom in 01854 carries an estimated $2,980/mo in gross rent — about a 5.81% cap rate and $22,085/yr in estimated NOI at the $379,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

1.5

SqFt

2,250

Style

Single Family

Built

1900

Opportunity awaits in this Large Victorian style property with a two-car garage. Grand Staircase, Built inns, large rooms! Walk up attic. Conveniently located near UMass Lowell, easy Access to downtown Lowell, major highways and shopping.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,250 sq ft principal dwelling). Lot size: 3,920 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$459,900
Annual Taxes$5,093

Parking

Garage2
Off-Street4

Interior Specifications

Total Rooms8
Fireplaces2
FlooringWood, Hardwood
BasementFull, Bulkhead

Climate & Utilities

HeatingSteam, Natural Gas
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
Roof--
FoundationStone
ZoningTMF

Property & Lot

Acres0.09
SqFt Lot3,920
Lot FeaturesLevel

Amenities & Appliances

Gas Water Heater

Neighborhood

Public Transportation • Shopping • Park • Medical Facility • Highway Access • Public School

Geography

Property History

Price Drop
$379,900

Was $459,900

Oct 1, 2026

MLS® 73563204

Listed
$459,900

Aug 13, 2026

MLS® 73563204

Listing Provided By

Listing Agent: Richard D. Cardinal

Listing Office: Century 21 Cardinal

MLS® Number: 73563204