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102 Elliot Ave Quincy — Photo 1 of 40

$819,900

Investment Analysis — 102 Elliot Ave

Quincy, MA 02171 — Montclair

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 02171 carries an estimated $4,010/mo in gross rent — about a 3.31% cap rate and $27,172/yr in estimated NOI at the $819,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

2,572

Style

Single Family

Built

1940

Welcome to 102 Elliot Ave, ideally located in Quincy’s desirable Montclair neighborhood! This spacious 3–4 bedroom home offers a flexible floor plan, thoughtful updates, and room to grow. Enter through a welcoming foyer that leads to a convenient mudroom before opening into the main living spaces. The first floor features a comfortable living room, a bright sunroom or den, and a dining room that flows seamlessly into the updated kitchen creating a great layout for everyday living and entertaining. Hardwood flooring is waiting to be uncovered beneath the existing rugs. Also on the first floor are two bedrooms and an updated full bathroom, offering the convenience of single-level living. Upstairs, you’ll find two additional bedrooms, including a unique loft-style room, plus a generous unfinished space ready to be transformed into a full bathroom, walk-in closet, or customized to fit your needs.The basement offers even more versatility with two finished rooms, one ideal for a home office and the other perfect for a home gym, media room, game room, or additional hangout space. Outside, a large backyard and multiple decks provide plenty of space to entertain, play, garden, or simply relax and enjoy the outdoors. A new roof and newer heating system as well as an upgraded 200amp electrical service add even more value and peace of mind. The location is hard to beat, walkable to the North Quincy T station for convenient Red Line access into Boston, while also offering easy access to major highways, shopping, dining, and everything Quincy has to offer. With its combination of space, updates, versatility, and commuter-friendly location, 102 Elliot Ave is ready for its next chapter!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,572 sq ft principal dwelling). Lot size: 8,160 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.