Investment Analysis — 110 Charles St

Quincy, MA 02169 — Hough's Neck

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 2-bedroom in 02169 carries an estimated $2,940/mo in gross rent — about a 3.27% cap rate and $20,883/yr in estimated NOI at the $639,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

1.5

SqFt

1,080

Style

Single Family

Built

1900

This home has had so many updates and improvements the list is too long for online listing, definitely come by Open House or make private appointment to view this pristine home, soon to have a new owner and occupant to enjoy the location, and all the fine style, detail and materials used in the upgrading, during ownership. The first floor is fully open plan living, dining and kitchen area with beautiful cabinetry, massive island with stone counters and seating available. All stainless steel appliances.Half bath, closet and laundry complete the picture. There is a second floor with ample size bedrooms and full bath. The main bedroom offers access to an exterior balcony providing water views and the perfect place for morning coffee or tea etc. The heat and hot water systems are just two years old efficient in performance and high end quality. All kitchen appliances newly replaced and heating/hot water systems all approx 2 years old. Vanities and sinks in each bath changed within 2 years.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 540 sq ft (the lesser of 900 sq ft or half the 1,080 sq ft principal dwelling). Lot size: 1,940 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.