Investment Analysis — 133 Whipple St

Worcester, MA 01610

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01610 carries an estimated $2,440/mo in gross rent — about a 4.03% cap rate and $17,123/yr in estimated NOI at the $425,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

1,615

Style

Single Family

Built

1920

A terrific College Hill location. An unusually large lot. A kitchen that’s already done—and done beautifully. Completely remodeled with quartz counters, stainless steel appliances, luxury vinyl plank flooring, a tiled backsplash and undercabinet lighting, it’s a place you’ll enjoy every day. Separate living and dining rooms set the stage for conversation and dinner with friends, while the standout family room addition is where everyone will want to gather around the gas fireplace. Outside, a huge composite deck is ready for long summer evenings. Three bedrooms, a detached one-car garage and an oversized shed round out the home. Vinyl siding, replacement windows and 200-amp electrical service add practical appeal, with easy access to everything Worcester has to offer. The lower level retains a full bathroom and offers potential for an in-law arrangement. Previously finished space was taken down to the studs.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 808 sq ft (the lesser of 900 sq ft or half the 1,615 sq ft principal dwelling). Lot size: 14,716 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.