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1876 Phinneys Ln Barnstable — Photo 1 of 40

$630,000

Investment Analysis — 1876 Phinneys Ln

Barnstable, MA 02630

Based on HUD Small Area Fair Market Rent for Barnstable Town, MA MSA, a 3-bedroom in 02630 carries an estimated $4,020/mo in gross rent — about a 5.37% cap rate and $33,805/yr in estimated NOI at the $630,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

1,047

Style

Single Family

Built

1953

There’s something special about life on the north side of Barnstable, where historic Route 6A, village charm and the Cape Cod lifestyle are all close to home. Set on .55 acres, this 3-bedroom, 1 bath Cape offers a surprising amount of space, inside and out. Hardwood floors run throughout the first floor, while the living room welcomes you with a wood burning fireplace and large bay window. The kitchen and dining area, with built ins, overlook an expansive backyard ready for gardens, gatherings, a future pool or even possibilities for expansion. Two bedrooms are conveniently located on the main level, with a third upstairs featuring generous under eave storage. Even the staircase holds a clever surprise, a hidden laundry chute tucked into the stairs. Outside, enjoy a newer deck, concrete patio with electric and cable, raised garden beds and a storage shed. The basement, with interior and bulkhead access, offers even more built-in storage. Vinyl siding, newer boiler, water heater and double walled oil tank add to the updates already in place. A classic Cape with room to make it your own, in a location that feels unmistakably Cape Cod.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 524 sq ft (the lesser of 900 sq ft or half the 1,047 sq ft principal dwelling). Lot size: 23,958 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.