Back to Search
Active
59 Days on market
28 Hilltop Circle Worcester — Photo 1 of 40

28 Hilltop Circle Worcester — Photo 1 of 40

Recent Drop: $15,000

$479,900
$464,900

$464,900

Investment Analysis — 28 Hilltop Circle

Worcester, MA 01609

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01609 carries an estimated $2,390/mo in gross rent — about a 3.46% cap rate and $16,095/yr in estimated NOI at the $464,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1.5

SqFt

1,050

Style

Single Family

Built

1953

Lower Your Rate by up to 3%: SELLER IS OFFERING A CREDIT TOWARDS AN INTEREST-RATE BUY DOWN, PROVIDING QUALIFIED BUYERS AN OPPORTUNITY TO REDUCE THEIR MORTGAGE INTEREST RATE BY 3%, SUBJECT TO LENDER APPROVAL AND APPLICABLE LOAN GUIDELINES.Ideally located in a sought-after Worcester neighborhood near Assumption University, this well-maintained raised ranch offers a comfortable open floor plan, fantastic outdoor space, a newly installed white vinyl privacy fence and numerous updates throughout. The main level features an open flow with a fireplaced living room highlighted by a large picture window, a dining room with sliders leading to the deck, and a bright kitchen complete with crisp white cabinetry, stainless steel appliances, a classic tile backsplash, and a convenient pass-through to the living room. Three generously sized bedrooms provide plenty of space, while the attached garage and ample off-street parking add everyday convenience. Over recent years, the home has seen many significant improvements, including an updated kitchen and bathroom, replacement of the boiler, oil tank, and roof, added insulation, a recently painted deck, and a fenced backyard. Outside, enjoy the large, level fenced yard with a tiered deck and dedicated garden area-perfect for entertaining, relaxing, or cultivating your green thumb. A fantastic location with easy access to shopping, dining, parks, Assumption University, and major routes makes this move-in ready home one you won't want to miss.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 525 sq ft (the lesser of 900 sq ft or half the 1,050 sq ft principal dwelling). Lot size: 13,921 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Immersive Experience

Property Details

Financials

Original Price$479,900
Annual Taxes$5,702

Parking

Garage1
Off-Street5

Interior Specifications

Total Rooms6
Fireplaces1
FlooringWood, Tile, Carpet, Laminate, Hardwood
BasementFull, Partially Finished, Interior Entry, Garage Access, Concrete

Climate & Utilities

HeatingSteam, Oil, Wood Stove
CoolingWindow Unit(s), None
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionConventional (2x4-2x6)
RoofShingle
FoundationConcrete Perimeter
ZoningRS-10

Property & Lot

Acres0.32
SqFt Lot13,921
Lot FeaturesLevel

Amenities & Appliances

Water Heater • Disposal • ENERGY STAR Qualified Refrigerator • ENERGY STAR Qualified Dryer • ENERGY STAR Qualified Dishwasher • ENERGY STAR Qualified Washer • Range

Neighborhood

Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails

Geography

Floorplan Breakdown

Structural Layout

First
Living RoomDining RoomKitchenPrimary BedroomBedroom 2Bedroom 3Bathroom 1
Basement
Bathroom 2
Living Room
Lvl First

18 x 13

Flooring - Hardwood, Cable Hookup, Exterior Access

Dining Room
Lvl First

9 x 9

Flooring - Hardwood, Exterior Access, Slider

Kitchen
Lvl First

13 x 9

Flooring - Laminate, Countertops - Stone/Granite/Solid, Exterior Access, Stainless Steel Appliances

Primary Bedroom
Lvl First

13 x 11

Ceiling Fan(s), Closet, Flooring - Hardwood

Bedroom 2
Lvl First

11 x 11

Bedroom 3
Lvl First

9 x 11

Closet, Flooring - Hardwood

Bathroom 1
Lvl First

7 x 7

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Laminate

Bathroom 2
Lvl Basement

7 x 5

Bathroom - 3/4, Bathroom - With Shower Stall

Property History

Price Drop
$464,900

Was $479,900

Aug 26, 2026

MLS® 73560696

Listed
$479,900

Aug 7, 2026

MLS® 73560696

Listing Provided By

Listing Agent: Amy Bisson

Listing Office: Lamacchia Realty, Inc.

MLS® Number: 73560696