
28 Hilltop Circle Worcester — Photo 1 of 40
Recent Drop: $15,000
$464,900
Investment Analysis — 28 Hilltop Circle
Worcester, MA 01609
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01609 carries an estimated $2,390/mo in gross rent — about a 3.46% cap rate and $16,095/yr in estimated NOI at the $464,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1.5
SqFt
1,050
Style
Single Family
Built
1953
Lower Your Rate by up to 3%: SELLER IS OFFERING A CREDIT TOWARDS AN INTEREST-RATE BUY DOWN, PROVIDING QUALIFIED BUYERS AN OPPORTUNITY TO REDUCE THEIR MORTGAGE INTEREST RATE BY 3%, SUBJECT TO LENDER APPROVAL AND APPLICABLE LOAN GUIDELINES.Ideally located in a sought-after Worcester neighborhood near Assumption University, this well-maintained raised ranch offers a comfortable open floor plan, fantastic outdoor space, a newly installed white vinyl privacy fence and numerous updates throughout. The main level features an open flow with a fireplaced living room highlighted by a large picture window, a dining room with sliders leading to the deck, and a bright kitchen complete with crisp white cabinetry, stainless steel appliances, a classic tile backsplash, and a convenient pass-through to the living room. Three generously sized bedrooms provide plenty of space, while the attached garage and ample off-street parking add everyday convenience. Over recent years, the home has seen many significant improvements, including an updated kitchen and bathroom, replacement of the boiler, oil tank, and roof, added insulation, a recently painted deck, and a fenced backyard. Outside, enjoy the large, level fenced yard with a tiered deck and dedicated garden area-perfect for entertaining, relaxing, or cultivating your green thumb. A fantastic location with easy access to shopping, dining, parks, Assumption University, and major routes makes this move-in ready home one you won't want to miss.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 525 sq ft (the lesser of 900 sq ft or half the 1,050 sq ft principal dwelling). Lot size: 13,921 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Disposal • ENERGY STAR Qualified Refrigerator • ENERGY STAR Qualified Dryer • ENERGY STAR Qualified Dishwasher • ENERGY STAR Qualified Washer • Range
Neighborhood
Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First18 x 13
Flooring - Hardwood, Cable Hookup, Exterior Access
Dining Room
Lvl First9 x 9
Flooring - Hardwood, Exterior Access, Slider
Kitchen
Lvl First13 x 9
Flooring - Laminate, Countertops - Stone/Granite/Solid, Exterior Access, Stainless Steel Appliances
Primary Bedroom
Lvl First13 x 11
Ceiling Fan(s), Closet, Flooring - Hardwood
Bedroom 2
Lvl First11 x 11
Bedroom 3
Lvl First9 x 11
Closet, Flooring - Hardwood
Bathroom 1
Lvl First7 x 7
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Laminate
Bathroom 2
Lvl Basement7 x 5
Bathroom - 3/4, Bathroom - With Shower Stall
Property History
$464,900
Was $479,900
Aug 26, 2026
MLS® 73560696
$479,900
Aug 7, 2026
MLS® 73560696
Listing Agent: Amy Bisson
Listing Office: Lamacchia Realty, Inc.
MLS® Number: 73560696








