Investment Analysis — 40 Settlers Ln

Barnstable, MA 02601

Based on HUD Small Area Fair Market Rent for Barnstable Town, MA MSA, a 3-bedroom in 02601 carries an estimated $3,010/mo in gross rent — about a 3.23% cap rate and $22,544/yr in estimated NOI at the $699,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

1,518

Style

Single Family

Built

2013

Built in 2013, this lightly lived in ranch offers traditional Cape Cod charm with a refreshingly contemporary floorplan. A large chef’s kitchen, dining area, and living room are ideal for entertaining and handle the flow of guests easily. Skylights in the kitchen and sliders to the deck let in an abundance of natural light, while the gas fireplace provides a focus for holiday gatherings. The primary bedroom with an en-suite bathroom features room for a sitting area, while two additional bedrooms can be used for guest rooms, a home office, or hobby room. The modern footprint and full basement let you live comfortably and customize to meet your needs. Main floor laundry, a second full bathroom, an attached garage, ample closet space, and recessed lighting keep daily living bright and convenient. Maintenance since 2022 includes professional interior painting, extensive tree work, upgraded insulation, new Frigidaire Professional Series appliances, and a full lawn installation, which means your garden will grow beautifully. Located on a “hidden” cul-de-sac close to mid-Cape amenities and beaches, this home accommodates either a year-round or seasonal lifestyle. Come see for yourself!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 759 sq ft (the lesser of 900 sq ft or half the 1,518 sq ft principal dwelling). Lot size: 8,712 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.