Investment Analysis — 45 S Pine St

Haverhill, MA 01835 — Bradford

Based on HUD Small Area Fair Market Rent for Lawrence, MA-NH HUD Metro FMR Area, a 3-bedroom in 01835 carries an estimated $2,690/mo in gross rent — about a 3.66% cap rate and $20,104/yr in estimated NOI at the $550,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

1.5

SqFt

1,296

Style

Single Family

Built

1900

Welcome to 45 South Pine Street! This charming 3-bedroom, 1.5-bath home offers plenty of space both inside and out. Enjoy a bright sunroom, a welcoming side porch, and an oversized yard perfect for entertaining, gardening, or relaxing outdoors. A private driveway provides convenient off-street parking. With a great combination of indoor and outdoor living space, this home is ready for its next owner to make it their own. The eat in kitchen flows effortlessly into your living room and a cozy sitting area equipped with your own wood stove. The half bathroom is also on this level. The upstairs has 3 oversized bedrooms with ample closet space and a full bathroom. Come on by this weekend! Offers due by Tuesday at noon

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 648 sq ft (the lesser of 900 sq ft or half the 1,296 sq ft principal dwelling). Lot size: 5,789 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.