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4 Days on market

90 Summer St Andover — Photo 1 of 38

$699,900

Investment Analysis — 90 Summer St

Andover, MA 01810

Based on HUD Small Area Fair Market Rent for Lawrence, MA-NH HUD Metro FMR Area, a 3-bedroom in 01810 carries an estimated $3,530/mo in gross rent — about a 3.34% cap rate and $23,349/yr in estimated NOI at the $699,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

SqFt

1,032

Style

Single Family

Built

1947

Experience the ease of living in-town in this charming, freshly painted, and beautifully updated three-bedroom home. Located just minutes from exceptional restaurants, shopping, and commuter rail access, this inviting property offers both comfort and convenience.The spacious living room features gleaming hardwood floors, a vaulted ceiling, stunning exposed wood beams, and a cozy fireplace. The updated kitchen includes quartz countertops, new flooring, and stainless-steel appliances. An adjacent dining area opens through a slider to a private patio—perfect for outdoor dining and entertaining.A convenient laundry room with pantry and storage adds everyday functionality. The primary bedroom offers a vaulted ceiling and double closets, while the second bedroom features its own vaulted ceiling, loft, and built-in bookcases, creating a unique and versatile space. The third bedroom is ideal for use as a home office or guest room.Outside, enjoy a beautifully landscaped backyard with a prepared garden bed, perfect for gardening. Bacon Summer trails are accessible directly from the property. Visit this special home and experience its unique appeal firsthand. Complete list of updates available!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 516 sq ft (the lesser of 900 sq ft or half the 1,032 sq ft principal dwelling). Lot size: 14,262 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.