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20 Seten Circle Andover — Photo 1 of 41

20 Seten Circle Andover — Photo 1 of 41

Recent Drop: $99,100

$1,799,000
$1,699,900

$1,699,900

Investment Analysis — 20 Seten Circle

Andover, MA 01810

Based on HUD Small Area Fair Market Rent for Lawrence, MA-NH HUD Metro FMR Area, a 5-bedroom in 01810 carries an estimated $3,890/mo in gross rent — about a 1.13% cap rate and $19,151/yr in estimated NOI at the $1,699,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

5

Baths

5

SqFt

6,586

Style

Single Family

Built

1986

Tucked away at the end of one of South Andover's most coveted cul-de-sacs, this exceptional estate offers the ultimate private retreat. Set against a backdrop of conservation land, the property is designed for unforgettable entertaining and peaceful everyday living. Imagine summer afternoons by the spectacular heated saltwater pool, evenings gathered around the outdoor gas fireplace, and weekends hosting family and friends from the expansive deck and cabana - creating a true resort-like oasis at home. Inside, timeless elegance meets exceptional comfort with 5 bedrooms, including a flexible in-law, guest, or au pair suite, an executive home office, gracious living room, and a stunning vaulted great room that naturally becomes the heart of the home. Four fireplaces add warmth, charm, and inviting spaces to gather throughout the seasons. The extraordinary primary suite is among the largest you'll find - a luxurious sanctuary featuring its own fireplace, private sitting room, and an impressive boutique-style dressing room worthy of a luxury showroom. Whether beginning your day overlooking the surrounding conservation land or unwinding with a book by the fire, this is a space designed to be enjoyed. From holiday celebrations and poolside gatherings to quiet mornings and cozy winter evenings, every space has been thoughtfully designed for the way people truly live. Offering the perfect balance of privacy and convenience, this remarkable home is just minutes from Route 93 for easy access to Boston or New Hampshire, Phillips Academy, downtown Andover's shops and restaurants, and miles of nearby trails and recreation. More than a home, this is a lifestyle - your luxury retreat awaits.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 6,586 sq ft principal dwelling). Lot size: 33,236 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Immersive Experience

Property Details

Financials

Original Price$1,849,900
Annual Taxes$16,326

Parking

Garage3
Off-Street11

Interior Specifications

Total Rooms12
Fireplaces4
FlooringTile, Vinyl, Carpet, Hardwood, Flooring - Wall to Wall Carpet, Laminate, Flooring - Stone/Ceramic Tile, Flooring - Hardwood
BasementFull, Partially Finished, Walk-Out Access, Interior Entry, Garage Access

Climate & Utilities

HeatingForced Air, Electric Baseboard, Oil, Fireplace(s)
CoolingCentral Air
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningSRC

Property & Lot

Acres0.76
SqFt Lot33,236
Lot FeaturesEasements

Amenities & Appliances

Electric Water Heater • Dishwasher • Trash Compactor • Microwave • Range • Refrigerator • Washer • Dryer • Plumbed For Ice Maker

Neighborhood

Walk/Jog Trails • Conservation Area • Highway Access

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 1Bathroom 2Bathroom 3
First
Living RoomDining RoomOffice
Basement
Family Room
Main,First
Kitchen
Living Room
Lvl First

20 x 13

Flooring - Hardwood, Recessed Lighting, Crown Molding

Dining Room
Lvl First

14 x 13

Coffered Ceiling(s), Flooring - Hardwood, Wainscoting, Crown Molding

Kitchen
Lvl Main,First

28 x 27

Closet/Cabinets - Custom Built, Flooring - Wood, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access, Recessed Lighting, Stainless Steel Appliances

Office
Lvl First

13 x 11

Ceiling - Coffered, Flooring - Hardwood, French Doors

Family Room
Lvl Basement

24 x 23

Wood / Coal / Pellet Stove, Closet, Flooring - Laminate

Primary Bedroom
Lvl Second

23 x 18

Ceiling Fan(s), Coffered Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Dressing Room

Bedroom 2
Lvl Second

17 x 14

Bedroom 3
Lvl Second

14 x 13

Bathroom - Full, Closet, Closet/Cabinets - Custom Built, Flooring - Laminate

Bedroom 4
Lvl Second

25 x 21

Ceiling Fan(s), Vaulted Ceiling(s), Closet, Flooring - Wall to Wall Carpet

Bathroom 1
Lvl Second

22 x 19

Bathroom - Tiled With Tub & Shower, Skylight, Flooring - Stone/Ceramic Tile, Hot Tub / Spa, Double Vanity, Steam / Sauna

Bathroom 2
Lvl Second

10 x 10

Bathroom - Full, Closet, Flooring - Vinyl

Bathroom 3
Lvl Second

11 x 10

Bathroom - 3/4, Flooring - Stone/Ceramic Tile

Property History

Price Drop
$1,699,900

Was $1,799,000

Aug 25, 2026

MLS® 73534017

Price Drop
$1,799,000

Was $1,849,900

Jul 21, 2026

MLS® 73534017

Listed
$1,849,900

Jun 10, 2026

MLS® 73534017

Listing Provided By

Listing Agent: The Durling Group

Listing Office: Leading Edge Real Estate

MLS® Number: 73534017