Investment Analysis — 360 Harvard St

Fully vacant and move-in ready, this renovated two-family offers a rare level of flexibility for both owner-occupants and investors. Choose which unit you want to live in, set your own rental strategy for the other, or lease both units at current market rents without inheriting existing tenants.The property underwent a complete gut renovation in 2021, including all-new electrical, plumbing, mechanicals, kitchens, bathrooms and HVAC with central heat and air conditioning throughout.Unit 1 offers approximately 1,400 square feet with 3 bedrooms and 2 full baths, including a primary suite. The upper unit features 3 bedrooms, 2 full baths, its own primary suite, plus a third-floor office/den that adds great flexibility for working from home, guests or additional living space. Both units also offer private outdoor space.Outside, the property features a large backyard and parking for 5+ cars, a major advantage for a two-family in the city.Conveniently located in Dorchester near the Roslindale border, with easy access to Franklin Park, Franklin Park Zoo, William J. Devine Golf Course, Boston Nature Center and Sportsmen’s Tennis & Enrichment Center, along with neighborhood amenities, transit and major routes.With both units delivered vacant, buyers have the freedom to move right in, select their preferred unit and place their own tenants from day one. Financing options through a local lender include a 6.50% 30-year fixed mortgage (6.574% APR) or a first-time homebuyer 5/5 ARM at a 5.75% initial rate (6.568% APR), fixed for five years and adjustable every five years thereafter. Subject to eligibility, lender approval and rate changes.