Investment Analysis — 4 Cross St

Grafton, MA 01560 — South Grafton

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01560 carries an estimated $2,570/mo in gross rent — about a 6.13% cap rate and $18,333/yr in estimated NOI at the $299,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

Baths

1.5

SqFt

1,646

Style

Single Family

Built

1925

Attention investors and contractors! This single family home is conveniently located just off Providence Road (Rt.122). The home has ± 1,646 sq. ft. of living space and features 4 bedrooms, 1.5 bathrooms, oil heat and detached one car garage. This is an ideal renovation opportunity to build equity. Showings available only during open houses on Tuesday, October 6th from 12:30 pm to 3:00 pm and on Saturday, October 10th from 11:00 am to 1:30 pm. All offers due by 5:00 pm on or before Thursday, October 15, 2026. This property is being sold as is. Nonnegotiable Purchase and Sale Agreement available for review.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 823 sq ft (the lesser of 900 sq ft or half the 1,646 sq ft principal dwelling). Lot size: 6,552 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.